A complete home inspection is recommended and very important for anyone looking to purchase or sell a home. Purchasing a property is often a stressful situation and our job at is to provide every customer with a professional and thorough home inspection that will report the status of all the components of the property, so the purchaser and buyer will know exactly what is damaged and/or in need of repair.
A home inspection can detect issues that are not seen on a simple walk-through or visit to a property. Aspects of the property to be examined are: structural framing, electrical, plumbing, heating/air conditioning, roof, foundation, and more. It is essential to know the needed repairs or damage before buying a home, so that the new homeowner does not move into a home that will require thousands of dollars of repair.
After our home inspection, a report will be sent to the client within 24 hours that will detail the repairs, damage, and working order of the systems and components of the property. With the knowledge and full awareness of the status of the property, potential buyers and sellers can negotiate a reasonable price, repair expenses, and decide whether or not the purchase will be a good investment.
WIND MITIGATION REPORTS
A Wind Mitigation inspection must be performed by a licensed general contractor, building contractor, architect, engineer, building inspector or home inspector. The form used as of August 2014 is OIR-B1-1802 and photos must accompany the wind mitigation report for it to be valid.
Wind Mitigation credits were mandated by the Florida Legislature several years ago, and they earn premium discounts for construction methods within your roof that resist damage by wind. There are several categories of credits, and within the several categories there are several levels of discounts. The age of the home and roof will be examined and inspectors will also be noting and taking photos of the roof deck attachment, roof to wall connection, roof shape and the existence of a secondary water resistance barrier.
As a home inspector I am fully train and certified to identify all of the components that will maximize your insurance credits.
4 POINT REPORTS
A 4 point inspection looks at the 4 major systems (Roof, Electrical, Plumbing, HVAC) in an older home. An insurance company wants to know that an older home has been well maintained, and the major systems are in good working condition. This is not a safety inspection. They are done by a licensed inspector or building contractor.
Here is what a 4 point inspection looks at:
Roof - Type of Roof Covering (shingles, tile, rolled). The age and condition of the roof. Are there missing shingles or leaks?
Electrical System - The type of the wiring in the home (copper, aluminium, knob and tube). The brand of the electrical panel. The condition of the homes electrical system
Heating and Cooling - Is there central heat and air in the home? The age and condition of the system. Are there signs of leaking?
Plumbing System - Type of supply and drain lines found in the home (copper, CPVC, galvanized, lead, polybutelene, etc. Is there evidence of current leaks? The age of the hot water heater.